📄 Terms and Conditions

Effective Date: March 5, 2026

Welcome to NPIInsurance.com (“we”, “us”, “our”, “National Protectors Insurance Services”). By accessing or using this website, you’re agreeing to comply with and be bound by the following terms and conditions (“Terms”). If you do not agree with any part of these Terms, you must not use this website.

1. Acceptance of Terms

By using this website and services, you acknowledge that you have read, understood and agree to be bound by these Terms. Your continued use of the website constitutes acceptance of changes to these terms.

2. Use of the Website

You may use the site for lawful purposes only.

You agree not to abuse, interfere with, or disrupt any part of the site.

You agree that all information submitted by you (forms, quotes, contact info) is accurate and truthful.

3. Intellectual Property

All content on the site — text, graphics, logos, images, product names, and software — is owned by us or our licensors and protected by intellectual property laws. You may not reproduce or distribute any of this content without express written permission.

4. Insurance Quotes & Services

Quotes provided on this website are estimates and not binding insurance contracts.

Final coverage terms, conditions, eligibility, and pricing are determined by the insurance carrier and subject to underwriting.

5. Disclaimers

The information and services are provided “as is” without warranty of any kind.

We do not guarantee accuracy, completeness, or suitability for your situation.

We are not liable for any losses or damages arising from use of this website.

6. Limitation of Liability

In no event will we be liable for any direct, indirect, incidental, special, or consequential damages arising out of your use of the website or its content.

7. Third-Party Links

This site may contain links to third-party websites (e.g., insurance carriers). We do not endorse or control these sites and assume no responsibility for their content or practices.

8. Modifications

We reserve the right to update these Terms at any time without prior notice. Your continued use after changes means you accept the updated Terms.

9. Governing Law

These Terms are governed by and interpreted in accordance with applicable insurance and business laws. Any dispute will be subject to the jurisdiction where the business is registered.